Well if you just wait for the IPad 3...
It'll probably come with the iOS 5. But considering the history of how apple brings out new products with such regularity I wouldn't be surprised if there was a spring release of some bullshit thing like the IPad 2s and that is where you get Siri.
This does beg the question from me as I'm in the market for a new phone. One of the high powered Droid's like the Bionic, get a cheapo phone and actually wait for the Iphone 5, or go with the 4s and actually just wait for when the improved models come out rather than the new updated phones.